Last updated on June 22nd, 2018 at 04:25 am
So here you go, searching for an ideal institution for admission for the course you have decided to pursue. Time and money are two elements that you will spend in significant amount while doing a course, especially a professional one.
“Seats are filling up fast”, “the batch has already started” and ‘why are you late?” are some of the usual statements made by the admission counselors to create urgency in you to join the course.
Whether in fact the seats are filling up fast or not; or the batch has started or not, do not take the admission unless you have done the following check lists.
Have a proof of what’s promised to you
Institutions make hell of a promises during admission counseling like parking availability, teachers qualification, lab facilities, internships, educational tours, field projects, what your fees include, etc… However there has been many instances among students where some of them were pure lies.
Therefore, be on a safer side, have the counseling phone call recorded (it is very easy) or have the promises written on a paper signed/sealed by the institution. This will avoid conflicts in the future. It is highly unlikely that the institution will agree on a refund clause if the promises are not met, however having the promises recorded or on paper itself will protect you.
Pay your fees in EMIs
The most important thing to both the parties – the fees.
Unlike colleges that collect fees semester wise, most private institutions offering professional certification courses ask you to make the entire fee payment upfront. Do not make this mistake.
The fees you pay are non refundable and therefore you will not receive any refund even if you decide to discontinue the course for quality reasons. Always make the payment in EMIs, which puts you on a safer side. Do not sign anything that legally commits you to make the full payment in the case of discontinuation.
Opting to pay in EMIs offer attract some interest, which can be waived if negotiated well. If you present it as a take it or leave it deal, you will win.
Get the fee structure clear and on paper
The admission form often have the fee structure mentioned on it. If not, make sure it is mentioned some place along the seal of the institution.
This fee structure should mention your course, the total fees including tax, what the fees include (books, study materials, tours, etc…) and the EMI dates.
Do not forget to collect a proper invoice (not a receipt) for the amount you pay whether total or EMIs.
Pay to the institution directly
If the institution offers you a 0% interest loan from a ‘tied up finance company’, be aware that signing up for this loan gets you into a financial contract with the finance company; not with the institution.
You are still legally obliged to make the monthly EMIs to this finance company in the case of discontinuation for whatever reason; failure of which they can harass you, move legally to recover the amount and/or submit your case to CIBIL.
You will be played like a ping pong ball, where the institution and the finance company will pass the refund accountability on each other.
Make sure that you are paying the institution and not any third party. Opt for EMIs with the institution directly.
Do not let advertisements that speak of faculties who have studied in prestigious institutions or have prepared the paper for board exams hijack you. Such teachers are indeed valuable, but such claims are hard to verify, and they know that too – hence they use.
You need not be concerned about any faculty running a business on their own. It does take a great deal of skill to start and run a business; not doubt. But teaching is a different skill. A good teacher need not be a business owner and a teacher who runs business need not necessarily be a good teacher.
It all comes down to the individuality of the faculty. Just be concerned about the teaching quality. Get in touch with existing or passed out students using social media. Read the verified reviews of the institution on major platforms. You’ll soon know.
Do not trust the images you see on the brochure, prospectus, website, ads, internet images, CAD models and what not.
Believe your eyes and only what they see. Do not believe the infrastructure that is proposed or that is ‘upcoming in a few months or weeks’. You may be long graduated before such proposed plans are realized.
Ask the counselor to take you on a tour of the buildings and classrooms. See it with your own eyes. If it’s a holiday, wait until they re-open.
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